'"RMSI" was founded in 1995 by software veterans with expertise in bank credit risk management and home heath care administration.  RMSI has continued to build on this base of experience  in each business segment and today have on staff seasoned business process experts in each area.  We invite you to view our product offerings by clicking on the appropriate area on the left.

NDSI  and its ownership remain the same other than the name which we have changed Risk Management Software, Inc. (RMSI). As this name is more representative of our core business, it will help to gain name recognition thus allowing us to reach a broader segment of our market area. NDSI can be reached by clicking HERE.

We have some most exciting news: RMSI has sold its software to Vision Software Solutions, LLC, Charleston, SC. Click HERE to view the Press Release, dated September 17th. For Vision's website, please click HERE. Vision's principal product is "fisCAL" and can be viewed by clicking HERE. Vision, now 21 years in service to more than 500 customers, including banks, credit unions, credit managers and similar financial users.

The key credit personnel from "RMSI", namely David C Hernly, Sr, President and CEO and John W Strain III, Senior Vice President, will continue to focus support on the former RMSI banking customers, products and the development of new products designed to support Regional Banks, Community Banks and Credit Unions, in the development of their Commercial Lending Practices and the integration of those products with fisCAL and its customers and prospects.

To speak to one of our industry experts or arrange an on-line internet demonstration of our software products, please call us at 800 248-5550.

Following 31 years with NBD, in all aspects of commercial lending and loan operations, our John Strain leads in the development effort to bring RMSI credit management tools to the market, in simple to use and cost effective software products, for both stand-alone users and networks for multiple users, utilizing RMSI's server based analysis and tracking tools.

The stand-alone programs are in Excel and are based and under each of the "Here" statements below. They are time limit sensitive, in terms of availability and will be updated from time to time. Should a visitor actually purchase one or more of the products, we can activate them to last indefinitely. Under the new product names, the visitor will find a Power Point slide show reviewing the products on line or saved to the user's hard drive. Please feel free to view them:

Our Server based systems are summarized, as follows:

ExceptionComplete^© is a comprehensive tool to automate and track virtually anything in the lending process.  It works from the same database as CreditComplete and can "read" financial results to test for covenant compliance, missing documents, needed reminder letters and much more, while providing a systematic process for tracking required information for the bank. 

Unlike some of our competition, ExceptionComplete permits Check Lists, Covenant Tracking, Warning Messages, Ticklers and/or Comments and Notations to be set-up and tracked from the Customer, Commitment/Facility, Loan/Note and/or Collateral record level of the basic or imported core accounting system record level information of the Complete^© database. This is seamlessly handled within the User Controlled database for uploads/updates and can be run at individual user's timing schedule: real-time, daily, weekly or monthly or whatever AND, at no ADDITIONAL Contract Expense. This permits users to mine their own data.

Our database is specifically designed to accommodate internal and\or external Loan Review tracking, as several of our customers sole task is tracking their client bank customer's loan activity, from source to latest renewals, last reviewed, most criticized, and all the rest. We are the Loan Review software tracking software for banks' needing a solution to satisfy the Regulatory folks demanding a programmatic solution to this requirement.

CreditComplete^© is a spreadsheet and financial analysis tool with a unique system for creating unlimited industry specific templates and customizable financial ratios. It includes a robust forecasting utility and a full set of standard and custom reports. Additionally, we can engineer the feeding of complex worksheet usages, just give us a call with your requirements and we will provide a confidential and "fixed cost" proposal to meet your "front-end" needs.

RiskComplete^© for portfolio management risk migration analysis and loan portfolio and economic default stress testing tool.

The CompleteSuite^© database is at the core of our credit system.  This robust, MS SQL database can accept a feed from virtually any loan accounting system.  The resulting combination of financial, loan, and exception data is a credit data warehouse with unequaled reporting power. This data repository provides the basis for migration, compliance and portfolio monitoring and analysis, as suggested by the Sarbanes-Oxley Act, Basel II and other regulatory agencies.

For additional information, please contact John Strain using the following information:
John W Strain III
Senior Vice President
Credit Systems Division
Risk Management Software, Inc., now a part of Vision Software Solutions, LLC.
Grosse Ile, MI (Credit Systems Regional Office) and Charleston, SC (Head Quarters)
Direct telephone: 734-676-7566